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Pretty traditional route, but it's traditional because it works.
Yeah. I think one thing I need to note is that I used debt as a tool.
There has only been a handful of times I paid interest on a credit card as I've treated it like spending cash.
I had college debt, but that's because I had a plan for college going into it and kept the plan. The increase in wages paid for the debt payments.
I've bought new cars, but I buy cars way under my means and with the near zero interest rates that manufacturers use to get sales. Then, after I pay off the car, the payment goes into savings until I need a new car.
Debt requires self control, but it can be a good tool when used well.