Ask Lemmy

26736 readers

1452 users here now

A Fediverse community for open-ended, thought provoking questions

Please don't post about US Politics. If you need to do this, try !politicaldiscussion@lemmy.world

Rules: (interactive)

1) Be nice and; have fun

Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them

2) All posts must end with a '?'

This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?

3) No spam

Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.

4) NSFW is okay, within reason

Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com. NSFW comments should be restricted to posts tagged [NSFW].

5) This is not a support community.

It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.

Reminder: The terms of service apply here too.

Partnered Communities:

Logo design credit goes to: tubbadu

founded 1 year ago

MODERATORS

candyman337@lemmy.world

Bluetreefrog@lemmy.world

TheSaneWriter@lemm.ee

TheSaneWriter@lemmy.thesanewriter.com

candyman337@sh.itjust.works

Asudox@lemmy.world

can@lemmy.ca

lemmy_bot@lemmy.world

beefbaby182@lemmy.world

AsudoxDev@programming.dev

240

How much do Americans actually pay for healthcare? (pawb.social)

submitted 2 months ago by savvywolf@pawb.social to c/asklemmy@lemmy.world

223 comments fedilink hide all child comments

Hey all, I'm British so I don't really know the ins and outs of the US healthcare system. Apologies for asking what is probably a rather simple question.

So like most of you, I see many posts and gofundmes about people having astronomically high medical bills. Most recently, someone having a $27k bill even after his death.

However, I have an American friend who is quick to point out that apparently nobody actually pays those bills. They're just some elaborate dance between insurance companies and hospitals. If you don't have insurance, the cost is lower or removed entirely. Supposedly.

So I'm just asking... How accurate is that? Consider someone without insurance, a minor physical ailment, a neurodivergent mind and no interest in fighting off harassing people for the rest of their life.

How much would such a person expect to pay, out of their own pocket, for things like check ups, x rays, meds, counselling and so on?

you are viewing a single comment's thread
view the rest of the comments

[–] Kazumara@discuss.tchncs.de 8 points 2 months ago (1 children)

Thanks for the info! For a comparison I'll give you mine:

Switzerland has the worlds second most expensive healthcare system, also with private insurance providers. There are some differences to the US though. Having health insurance is mandatory and there are state contributions for people who couldn't afford it otherwise. And we have a certain defined level of base insurance with defined coverage that the insurers all have to offer and that you can't be denied for.

Anyway I pay $480/mo for mine, which has a few extras over the base, like sharing a room with only one instead of three people in a hospital stay. I haven't used it much though, so I can't tell you from experience what sort of co-pay I would be looking at, but I believe it's capped. https://www.bag.admin.ch/bag/en/home/versicherungen/krankenversicherung/krankenversicherung-versicherte-mit-wohnsitz-in-der-schweiz/praemien-kostenbeteiligung.html

This is while making $85,000/yr working as a Senior IT Engineer, and paying $2,700/mo for rent.

Oh shit, I thought IT people in the US made more than here in Switzerland?! Or is that only in specific areas of California?

I live on the outskirts of Zürich and rent for our 3 room flat is $3'200/mo. However, I started on about $100'000/yr as a Junior Network Engineer directly after completing my master's degree in Computer Science in 2021.

[–] SendMePhotos@lemmy.world 0 points 2 months ago

What the heck? Hire me. Can I work remote from the US?