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Currently $1700/mo for a very healthy, young, family of three. That comes with a $5000 deductible per person (or maximum out-of-pocket of $13000 for the family).
Oversimplification, but we basically pay $33,400 per year before insurance kicks in to cover costs.
That’s ridiculous, yes. But my last uninsured trip to the ER was for an unbearable stomach pain. The 4 hour visit consisted of a shot of pain killer, a scan that showed nothing, and observation by a couple of nurses during that time. I got a RX for some chalky pill and was told to cut back on NSAIDS and alcohol. Fair enough.
The bill from the hospital was $16,000 for the bed, nurses, and scan. Then there were separate bills for the radiologist and the ER doctor, and some lab work bringing the total to ~$17,500.
I currently do not have insurance because I cannot afford it. People treat me like I’m crazy for being overly cautious about getting COVID-19, but without insurance , I could easily go bankrupt if I get it.
American healthcare is truly awful.
that is insane... I had diverticulitis and had a ER visit also here in chile... RX and everything I think the total account was something like 250 usd... of which I paid maybe 30 usd because of my health coverage plan... how can it be 50 times more expensive ?? I pay 80 usd for my plan monthly.