The federal Liberals and Conservatives want to "solve" the housing crisis by making it easier for builders to build new units.

Sadly, with interest rates and construction prices at current levels, it seems unlikely that private companies will be able to provide the 3.5 million houses we need to restore affordability.

We need all levels of government to start building housing, not just wait for white knights from the private sector to ride in and save our middle class dreams.

Residential property developers are facing rising insolvencies as they struggle with higher borrowing and construction costs – and industry experts warn the trend is likely to worsen as interest expenses remain elevated.

...

At this pace, Canada is on track to reach about 240 real estate insolvencies this year, which would be 57-per-cent higher than 2023 and 13-per-cent higher than 2009, when a wide swath of businesses ran into problems owing to the financial crisis and global recession.

...

And that does not include the number of developers and projects that have been forced into receivership for not paying bills. The Office of the Superintendent of Bankruptcy does not include receiverships with its publicly available bankruptcy statistics. However, insolvency experts say they are seeing more projects go into receivership.

So far this year, the real estate sector accounts for 55 per cent of the receiverships recorded by Insolvency Insider Canada, a website that tracks the largest insolvencies in the country. That compares to 30 per cent last year and 33 per cent in 2022.

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Today, the cost of residential construction is 81-per-cent higher across Canada’s major cities compared to 2017 and more than double – up 107 per cent – in the Toronto region, according to Statscan data.

I try to collect conversation starters so I have things to talk about with people I like.

Some of them are general and work on anyone, like: "I'm moving soon!" or "how was your weekend?" or "did you see that ludicrous display last night?". Others deal with shared interests or common friends, so they're person specific.

What's a word to describe collecting conversation starters? Borrowing from other languages is legit.

Nurse practitioners could help fill the void, advocates for the profession say, if more provinces would adopt policies to integrate them into primary care and pay them fairly for their work. Some physicians’ organizations have pushed back against that approach, arguing that NPs don’t have as much training or education as family doctors and therefore should only be funded publicly when they’re embedded in interdisciplinary teams with MDs.

Aren't these the same organizations that have been dragging their feet on recognizing foreign credentials?

I've been seeing a nurse practitioner for the last couple of years. So far, she's provided the same level of care I'm used to from family doctors: prescriptions, forwarding me to specialists when appropriate, providing the usual advice during checkups. It's fine.

https://archive.is/PkAdd

Edit: took out my grumbly summary, since our healthcare spending seems to be middle of the pack, compared to peer countries.

The octopus is one of nearly 5m Lego pieces that fell into the sea in 1997 when a storm hit a cargo ship 20 miles off Land’s End, Cornwall. While 352,000 pairs of flippers, 97,500 scuba tanks, and 92,400 swords went overboard, the octopuses are considered the most prized finds as only 4,200 were onboard.

Whenever I hear politicians propose to cut the carbon price, I can’t help but think back to my childhood growing up with divorced parents.

On the rare occasions my dad took me for weekends, he would offer me candy and let me stay up late.

“Why can’t you be more like him?” I’d yell after returning home as my mom made me do my homework, eat vegetables and go to bed on time.

So it is with proponents of Axe the Tax. They offer us candy, when the federal government, like my mom, expects us to live responsibly.

...

But a politician’s promise that pollution can be free is no more realistic than my childish fantasy that I could live on candy alone.

We are all entangled in an energy system that helps and harms our children. While it enables us to taxi our kids around, and keep them warm, it also poisons the air they breathe, evaporates the water they need to drink and burns the forests in which they play.

...

To preserve summers without smoke, winters when our kids can ski, water they can drink and forests and wildlife with which they can live in awe.

That’s why we pay for our pollution.

This dude gets it. We need to do so much more, but walking back the carbon tax is a terrible idea.

https://archive.is/kpZQu

Yellow Dot studios has been releasing YouTube videos trying to mobilize "populist anger" over the climate crisis.

I'm thinking of running a Cyberpunk RED campaign. My group has played D&D together for about five years now.

Any suggestions or advice on running the game? Are there any game play or mechanics tips that would help people coming from D&D?

What you should not do:

Experts have for years pointed out that’s a bad idea – and now Apple is officially warning users not to do it.

“Don’t put your iPhone in a bag of rice. Doing so could allow small particles of rice to damage your iPhone,” the company says in a recent support note spotted by Macworld. Along with the risk of damage, testing has suggested uncooked rice is not particularly effective at drying the device.

What you should do:

If your phone isn’t functioning at all, turn it off right away and don’t press any buttons. The next steps depend on your specific circumstances, but broadly speaking: dry it with a towel and put it in an airtight container packed with silica packets if you have them. Don’t charge it until you’re sure it’s dry.

3,000 keyboard warriors of the Eurozone

Privacy (for robot vacuums) isn't cheap. via the Verge.

I enjoyed that brief Android Chrome experiment where the browser supported moving the address bar to the bottom. Now that feature has been made available on iOS, but remains AWOL on Android.