It is up to the author how well they write it. The cosmic horror isn't from that you can't comprehend a thing. It is thst you comprehend that everything you thought was important is a lie. Nothing you have or will do has any meaning. You have never been safe, you will never be safe. All your problems could be easily fixed if you could understand the real nature of things. However, you never will. Also rent is still due

I've seen it written well. I'm still not scared by that even then. I just made a face.

I'm not immune to being scared, not at all. I'm actually quite jumpy about some things. But "things are actually more indifferent, cruel, and arbitrary than you thought" is a miss on me because I'm always open for it getting worse.