Story time:

This white guy at the bar was bragging that he amassed a fortune selling weed and bought some Banksys before they were cool and was now rich. Went on to say that he used some of the money to rent out "places you [me, white] and I wouldn't want to live in." Went on to say that Los Angeles was one of the most racist cities he had been to because Black people called him "cracker." Strange how I, having lived there for years without trying to extract wealth from poor neighborhoods, was never called a cracker there.