HMO vs. PPO for baby trans (hexbear.net)

submitted 2 months ago by RION@hexbear.net to c/traaaaaaannnnnnnnnns@hexbear.net

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I just got access to the benefit info for my new jobert and want to start figuring it out even if I won't be eligible for a couple more months.

There's a Gold PPO and a Platinum HMO, and the company takes care of the premium for both. The HMO is cheaper in pretty much every way (4x cheaper therapy for instance) but I know you're a lot more restricted in terms of staying in network and needing referrals.

If I go for an HMO will I have a harder time getting HRT? I'm not really looking at any surgeries in the next year, so I could switch to a PPO later if there were any network issues with that.

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[-] RION@hexbear.net 3 points 2 months ago

Not Hog and Masturbation until Orgasm???

[-] Beetle_O_Rourke@hexbear.net 3 points 2 months ago

I have only been in the US a short while but I hear horrific stories about them.

[-] HelltakerHomosexual@hexbear.net 2 points 2 months ago

looking into it

this post was submitted on 28 Aug 2024

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